Ordering an appraisal from GOLD COAST APPRAISAL GROUP
Every year, thousands of people in New Jersey buy, sell or refinance their home. A lot of these transactions have a simple line item for an appraisal.
Even though there are a multiplying number of automated home valuation methods that might appear more prudent than an appraisal, the majority of lenders still need a local expert because the stakes are incredibly high.
You might think that obtaining a mortgage is the only basis for getting an appraisal, but there are more times when the services of a certified, independent real estate professional could be helpful.
If you're planning on any transaction where the value of your house is a factor, just contact GOLD COAST APPRAISAL GROUP. Just click here.
Let GOLD COAST APPRAISAL GROUP help you appeal your tax assessment in Bergen County
It's quite possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a past assessment of your house, so if values have declined in your area, you can appeal your assessment and save money.
An appraisal from GOLD COAST APPRAISAL GROUP is your best evidence when building your case.
At GOLD COAST APPRAISAL GROUP,we can assist you in challenging your tax assessment.
Let GOLD COAST APPRAISAL GROUP help you do away with PMI to lower your mortgage payment
Private Mortgage Insurance, or PMI, is an additional insurance plan that most lenders ask home owners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate.
This additional payment is often lumped into the monthly mortgage payment and is soon forgotten.
This is bad because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark.
In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
GOLD COAST APPRAISAL GROUP can produce a statement regarding the value of your home, and the expense of the home valuation can generally be recovered in little time because you'll no longer be paying the PMI.
An appraisal from GOLD COAST APPRAISAL GROUP will help you settle a divorce with less stress
A divorce is a particularly heartbreaking ordeal for the parties involved, and it is often even more complicated by the burdensome decision of who keeps the property.
It's a good idea to get an appraisal from GOLD COAST APPRAISAL GROUP so both parties are completely aware of the true market value of their home, regardless of the situation.
If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Fair and accurate estate liquidation with help from GOLD COAST APPRAISAL GROUPSettling an estate
The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved.
The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.
Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters.
And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the certain value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.
Let GOLD COAST APPRAISAL GROUP assist you in relocating to or from Bergen County
Employee relocation can be a stressful event. We know where you're coming from.
That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection.
We encourage relocating employees to provide feedback on the positive features of their property, along with information about any new sales or listings in their area that they want considered during our thorough process.
Let GOLD COAST APPRAISAL GROUP assist you in selling your home quickly at the right price
Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your asking price.
An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents.
Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price.
We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis.
And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.
